The FTC recently completed its fifth national study on the accuracy of consumer credit reports. The agency found that one in five people surveyed found at least a single error on at least one of their credit reports from Experian, Equifax, and TransUnion. After completing the dispute process, the good news was that some people saw improvement in their credit score. A higher credit score means you are not as much of a risk and in turn, means you can get credit or pay less for it. Consumers are encouraged to check their credit report annually.
The time it takes to request a credit report is minimal and you can get them for free. Click on the link for more details from the FTC.
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