Friday, September 26, 2014

Home Depot Data Breach: Update - Monitor your credit!


9-26/14, The Home Depot data breach's impact is widespread, and it is being reported that the personal information obtained is being used much faster than in previous data breaches. Consumers who shopped at the Home Depot stores should follow up on the offer of "Credit Monitoring" if you shopped at one of the locations. The "hackers" involved with stealing data are selling this information online an it's being reported that the duplicate cards are being used for "everyday items" not big-ticket items, and they are close to or in the same zip code area as reported by one of the FICO alerts services.  
 
When I'm asked what do I do to protect my credit cards when I travel?, " I use a gift card or a pre-loaded card for all purchases." During a trip to Philadelphia recently, I shopped at Home Depot, and I used the gift card for all purchased there and other locations. I don't have to worry about my credit card information being stolen. 
 
Below is the Home Depot website post and link to access their reports. If you are a victim, please continue to monitor their web page for updates. 
 
Rich Coleman, CPAM, Pittsfield Twp. DPS Crime Prevention Unit 
 


Home Depot's Website:

Customer update on payment breach
On Sept. 8, we confirmed that our payment data systems were breached, which could potentially impact customers who used a payment card at our U.S. and Canadian stores in 2014, from April to September. Today, we are able to tell you that the malware used in the recent breach has been eliminated from our U.S. and Canadian networks.
 
We also want you to know that we have completed a major payment security project that provides enhanced encryption of payment card data at point of sale in our U.S. stores, offering significant new protection for customers. The rollout of enhanced encryption to Canadian stores will be completed by early 2015. Canadian stores are already enabled with EMV “Chip and PIN” technology.
 
We apologize for the frustration and inconvenience this breach may have caused. 
 
We also want to emphasize that you will not be liable for any fraudulent charges to your accounts, and we’re offering free identity protection services, including credit monitoring, to any customer who has shopped at a Home Depot store in 2014, from April on.
 
You can learn more about the identity protection services and how to sign up for them at https://homedepot.allclearid.com/.
 
It is important to closely monitor your payment card accounts and report unusual activity to your issuing bank.
 

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